Dec 30

A Persian Oriental rug can be used for a variety of reasons - ranging from the traditional floor covering, to bed coverings, wall hangings, table coverings or even purely as an investment.

Where the rug is used will to a large extent determine its lifetime since a rug used for floor covering in a heavy traffic area will obviously be subjected to more wear and tear than a rug that is used as a wall hanging.

Let’s take a look at the various uses that your Oriental rug might be put to

1. Using your Oriental carpet as a floor covering

This is the most common usage and it is important to choose the right rug for the right circumstances. Do not use a lighter rug such as a silk rug in an area where there is a lot of foot traffic, rather use a rug with a heavier pile. The size of the rug is also important. When a rug is bought to be used on the floor, it is not intended to cover the full floor but to be used as an ornament where the floor forms a frame around the rug so make sure that at least a couple of inches, if not a feet or two, is showing around the carpet.

Rugs on the floor can be used in hallways, where they form a colorful welcome to owners as well as guests. A ground floor hall rug receives a lot of traffic and should therefore be selected for durability. Research and experience has shown that a rug such as Hamadan, a Meshkin or Ardebil should last well. Rugs in hallways should be turned regularly and cleaned regularly.

Stair rugs must also be chosen carefully since they also receive a lot of traffic. Stair rugs must be fastened securely in place - but never use glue or nails to keep the rug in position! This will ruin the rug and devalue it immediately. Rather use something such as wooden or metal stair rods.

2. Rugs as wall hangings

Persian Rugs and Carpets can also be displayed to their full splendor on the wall. If a rug is too heavy though, it should rather not be used as wall hanging since its weight might strain the weave. Old rugs (antique rugs) that have seen a lot of wear can be used for wall hangings, as well as rugs such as pictorial rugs and silk rugs which display well in reflected light. Silk rugs such as Qum, Ishafan and Tabriz will work well as wall hangings.

3. Rugs as bed or table covers

Flat-weave kilims would work well for this purpose, as well as smaller antique rugs with a thinner pile. Remember that if an Oriental carpet is used as a table covering, if heavy ornaments are placed on it, it might crush the weave and the ornament should be moved regularly so as not to leave a permanent indentation. Floral vases can also be dangerous due to water leakage and spillage.

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Dec 30

Are your real estate investments giving you a management headache?

Are you tired of tenant complaints and property destruction? As a real estate investor, are your goals security and predictable, partially tax-sheltered income with an inflation hedge? If so, then Commercial Triple Net Leased property is an excellent vehicle to create wealth through real estate. This investment requires little or no management, has little risk, and produces monthly income from Lease payments. The Lease Agreement can also provide the opportunity for rent increases as a hedge against inflation.

How this does differ from owning other investment property?

Unlike owning duplexes, apartments, land or an office building, owning a commercial property under a Triple Net Lease Agreement to a business tenant is a passive investment — management and headache free! In other real estate investments such as rental houses, mini-storage facilities, apartments and office buildings you as the property owner must perform the property management duties and pay all operating expenses. You rent the property, collect the rents, refurbish the premises, pay the property taxes, insurance premiums, maintenance, accounting, legal, and other operating expenses. Whereas, under a Triple Net Lease arrangement the Tenant agrees to perform all these functions for you as the owner of the property in return for a long-term Lease Agreement.

With the ownership of commercial property under a Triple Net Lease arrangement, the Tenant operates his business and pays all expenses (tax, insurance, maintenance) in that location for the duration of the Lease Agreement. This type of real estate investment is passive, similar to owning stock in General Electric. And you receive the dividends or, in this case the rent payments, monthly. Further, these types of commercial Tenants are positive business renters. Unlike apartment renters who tend to abuse the property and then move out leaving the owner to refurbish and to find new renters, commercial Tenants have a vested business interest in seeing that a location is well maintained and attractive to customers.

The best way to achieve an education in real estate investing is to take a real estate investing course. There are a number of real estate investing courses available on the internet , however, the 3 Net Lease profits course is often found at the top of the list for all types of investors.

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Dec 29

Do you have expensive monthly premiums that you are growing tired of paying on your car insurance? You can do without the inconvenience of having to pay high priced car insurance premiums monthly. Very cheap car insurance coverage can be found at many insurance companies if you look around carefully. Many of these companies can be found online.

These companies are not fraudulent or scammers, out to separate you from your hard earned money. Just about all of these companies offering cheap car insurance policies are reputable companies. As a matter of fact untold numbers of people using these services are very satisfied. Even though you may not find all of the features of your expensive car insurance policy in a cheap car insurance policy, most of the necessary features of car insurance are included.

How To Reduce Your Car Insurance Premium

You can still reduce the amount you pay on your monthly car insurance premiums, even if you’re not comfortable with switching to a different car insurance company, by renegotiating with your current provider. You should upgrade the security features of your car before you start to renegotiate.

If you ensure that your car is safe from theft, you can lower your monthly car insurance premiums considerably. If your car is relatively new, you won’t have any problems since most new cars already have anti-theft devices. If you have an older car, conversely, you should consider installing in anti-theft device in your car.

You can also reduce your monthly car insurance premiums by reducing the number of miles you drive. If your car mileage is low, car insurance companies will be much more likely to offer you cheap car insurance premiums. One good way to lower your mileage driven is to double-check the route you take to work each day. Then simply take the shortest route possible. Taking the shortest route will also save on money spent on gasoline, as well as reducing your monthly insurance premium.

 

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